Limited time offer

Get a discounted mortgage rate and save big on your new home.

There’s no easier way to make your dream home a reality. Get a great mortgage rate discount and unlock unbeatable savings.

Buy, build, or refinance - secure your home loan with a discounted mortgage rate today.

1%

off your rate2

15-year Fixed-Rate Home Mortgage

Save even more on interest and own your home sooner. Get 0.75%4 off your rate with a 15-year Fixed-Rate Home Mortgage and an additional 0.25%1 off your rate when you set up Direct Deposit with Advia.


0.50%

off your rate3

30-year Fixed-Rate Home Mortgage

Get a lower monthly payment to make your home dreams a reality. Get 0.25%5 off your rate with a 30-year Fixed-Rate Home Mortgage and an additional 0.25%1 off your rate when you set up Direct Deposit with Advia.


$0

application fee

Get a $0 pre-approval in just 15 minutes plus a $0 application fee.

Applies to all Mortgage offers.

Today's low-interest home loans.

Get more out of your affordable mortgage rate.

With our partner Mortgage Center, you can get even more exclusive benefits. Plus, we will never sell your mortgage for the life of your loan.

  • Affordable payments with competitive rates
  • $0 application fee
  • $0 pre-approval in just 15 minutes
  • Terms tailored to your goals
  • One-time close construction loan discount2, 3, 4, 5
  1. Special offer for 0.25% rate discount requires monthly direct deposit of at least $400 to an account maintained at Advia Credit Union. Application must be taken between 8/26/2024 through 12/31/2024.
  2. Offer for 1.00% rate discount is available on 15-year fixed Fannie Mae/Freddie Mac conforming purchase and refinance transactions when combined with Special Offer (1) above. Application must be taken between 8/26/24 - 12/31/24. Mortgage amount must be between $40,000 and $766,550 to be eligible. Mortgage rates current as of 10/28/2024 and assumes a 15-year fixed-rate purchase of a detached, owner-occupied property with a loan to value ratio of 80% and a credit score of 780. A loan amount of $200,000 at an interest rate of 6.50% and an APR of 6.736% has a payment of $1,742.21 with -0.125 points due at closing. Payment does not include property taxes/insurances; actual payment will be higher. Offer applies exclusively to Conventional Residential First Mortgages and One Time Close Construction Loans financed with Mortgage Center and excludes all other mortgage products.
  3. Offer for 0.50% rate discount is available on 30-year fixed Fannie Mae/Freddie Mac conforming purchase and refinance transactions when combined with Special Offer (1) above . Application must be taken between 8/26/24 - 12/31/24. Mortgage amount must be between $40,000 and $766,550 to be eligible. Mortgage rates current as of 10/28/2024 and assumes a 30-year fixed-rate purchase of a detached, owner-occupied property with a loan to value ratio of 80% and a credit score of 780. A loan amount of $200,000 at an interest rate of 6.625% and an APR of 6.771% has a payment of $1,280.62 with -0.250 points due at closing. Payment does not include property taxes/insurances; actual payment will be higher. Offer applies exclusively to Conventional Residential First Mortgages and One Time Close Construction Loans financed with Mortgage Center, and excludes all other mortgage products.
  4. Offer for 0.75% rate discount is available on 15-year fixed Fannie Mae/Freddie Mac conforming purchase and refinance transactions. Application must be taken between 7/15/24 - 12/31/24. Mortgage amount must be between $40,000 and $766,550 to be eligible. Mortgage rates current as of 10/28/2024 and assumes a 15-year fixed-rate purchase of a detached, owner-occupied property with a loan to value ratio of 80% and a credit score of 780. A loan amount of $200,000 at an interest rate of 6.50% and an APR of 6.736% has a payment of $1,742.21 with -0.125 points due at closing. Payment does not include property taxes/insurances; actual payment will be higher. Offer applies exclusively to Conventional Residential First Mortgages and One Time Close Construction Loans financed with Mortgage Center and excludes all other mortgage products.
  5. Offer for 0.25% rate discount is available on 30-year fixed Fannie Mae/Freddie Mac conforming purchase and refinance transactions. Application must be taken between 7/15/24 - 12/31/24. Mortgage amount must be between $40,000 and $766,550 to be eligible. Mortgage rates current as of 10/28/2024 and assumes a 30-year fixed-rate purchase of a detached, owner-occupied property with a loan to value ratio of 80% and a credit score of 780. A loan amount of $200,000 at an interest rate of 6.625% and an APR of 6.771% has a payment of $1,280.62 with -0.250 points due at closing. Payment does not include property taxes/insurances; actual payment will be higher. Offer applies exclusively to Conventional Residential First Mortgages and One Time Close Construction Loans financed with Mortgage Center, and excludes all other mortgage products.
  6.  

    Offers may not be combined with any other promotion or discount. Max of 1.00% may be applied. Up to date rate information can be found at Mortgagecenter.com/advia/rates/purchase. Advia Credit Union membership required. These offers have no cash value. These offers are non-transferrable. Terms are subject to credit and mortgage approval. Mortgage Center is an Equal Housing Lender, NMLS# 282701. Advia Credit Union is Federally Insured by NCUA and is an Equal Opportunity Lender.