Visa® Credit Card balance transfers

Transfer your credit card balances and enjoy rates as low as 8.90% APR.1 Keep more money in your pocket. Transfer today for fewer payments and fewer worries.

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Balance transfer features you'll use.

Balance transfer benefits you'll love.

  • Save money on interest with a great low rate
  • Pay off your debts faster
  • Combine multiple debts into one easy payment
  • Boost your credit score

Reduce debt faster with a low-rate credit card balance transfer.

Save big when you transfer outside credit card balances to your Advia Visa® Platinum Credit Card. Whether you have holiday debt from store cards, balances on high-interest credit cards, or personal loans, save money on interest with a low-rate balance transfer.

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Members save an average of nearly $4,000 on interest from transferred loans.2

How do you do a credit card balance transfer?

Transferring your credit card balances is simple.

  1. Log in to Digital Banking
  2. Navigate to your Advia Credit Card and click 'Manage Account'
  3. Click 'Account Info' > 'Balance Transfer'

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Estimate of how much you can save with a credit card balance transfer.

The loan calculator is an estimation tool to help the user understand what it may take to pay back a theoretical loan. Not all terms provided by or entered into the loan calculator may be offered by the Credit Union. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, collateral conditions, and other factors. The loan calculator estimates are not loan quotes. They may or may not be representative of your personal circumstances. The estimate is not a guarantee for a loan. Not all borrowers or loans will be eligible for the interest rates. Subject to credit approval.

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Still have questions about doing a credit card balance transfer?

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  1. Fixed Card Annual Percentages Rate: 8.90% to 16.90%. Penalties apply for late and missed payments. A balance transfer fee of either $10 or 3% of the amount transferred, whichever is greater, will be assessed for each balance transfer processed on that account.
  2. Estimated member savings in 2024 were $3,937 in average interest saved per transferred loan.

Must be 18 or older to apply. All offers and rates subject to change at any time. Rates and terms may vary based on creditworthiness of borrower and term of loan. Floor rates and restrictions apply. All loans subject to credit approval.