Visa® Platinum Fixed Rate Credit Card

1. Promotional Annual Percentage Rate on balance transfers for the Advia Platinum Advantage Points and Fixed Rate Credit Cards made during the first 12 billing cycles after date of transfer during promotional period 1/1/25 - 3/31/25. Promotional offer does not extend to Business Visa Platinum Credit Card. A balance transfer fee of either $10 or 3% of the amount transferred, whichever is greater, will be assessed for each balance transfer processed on that account. Following the promotional balance transfer period of 12 months, the standard non-promotional APR will apply beginning the first day of new billing cycle. The non-promo APR for the Platinum Advantage Points and the Platinum Fixed Rate, is as low as 15.00% and 8.90% respectively. Failure to make the minimum periodic payment within 60 days from the due date during any card promotion, the non-promotional APR in effect on that account will be applied to the remaining promotional balance. If account is delinquent or over-limit at time of transfer, the promotional rate will not apply. Loans held with Advia are ineligible for this promotion. Rates as of 1/1/2025.
2. Transfer outside debt to an Advia Visa Platinum Fixed Rate Card with an APR as low as 8.90% - 16.90%. Current loans held with Advia are ineligible for this promotion. A balance transfer fee of either $10 or 3% of the amount transferred, whichever is greater, will be assessed for each balance transfer processed on that account.

Must be 18 or older to apply. All offers and rates are subject to change at any time. Rates and terms may vary based on creditworthiness of borrower and term of loan. Floor rates and restrictions apply. All loans subject to credit approval.