Visa® Platinum Advantage Points Credit Card
Maximize your rewards and simplify your daily financial management. Enjoy low rates and no annual fees, plus earn up to 3% back on everyday purchases. Make every day more rewarding.
Visa® Card features you'll use:
- Earn up to 3% back1
- No annual fee
- Free fraud monitoring
- Low competitive rates
Visa® Card benefits you'll love:
- Earn 20,000 points after spending $2,000 in the first 60 days2
- Manage your card easily with our Card Management tool
- Online Purchase Protection with Visa® Secure
- Mobile and email alerts
Easy-to-use tools to manage your Advia Visa® Credit Card.
Card Security
Discover the ways we're keeping your account safe with text message security.
Mobile Wallet
Upload your cards to your mobile wallet app to have secure access anywhere.
Estimate your savings by transferring balances to your Advia Visa® Platinum Advantage Points Credit Card.
The loan calculator is an estimation tool to help the user understand what it may take to pay back a theoretical loan. Not all terms provided by or entered into the loan calculator may be offered by the Credit Union. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, collateral conditions, and other factors. The loan calculator estimates are not loan quotes. They may or may not be representative of your personal circumstances. The estimate is not a guarantee for a loan. Not all borrowers or loans will be eligible for the interest rates. Subject to credit approval.
Still have questions about a Visa® Credit Card?
- Earn rewards when you use your card to make purchases; minus returns, credits, and adjustments (“Net Purchases”). The following transactions are not considered Net Purchases and will not earn rewards: balance transfers and cash advances (each as defined in your Credit Card Agreement), fees, interest charges, and fraudulent transactions. Up to 3% back on aggregate purchases up to 10,000 points monthly in select categories. 3% back on qualifying dining and restaurant delivery transactions; must have required merchant code signifying the transaction for purchases for dining transactions (merchant codes 5812, 5813, and 5814). A maximum of 10,000 points per month may be earned. 2% back on qualifying gas and grocery transactions; must have required merchant code signifying the transaction for purchases for gas and grocery transactions (merchant codes for gas: 5541 and 5542; merchant codes for grocery: 5411 and 5300). 1% back (equal to $0.01) for every $1 of Net Purchases charged to the card each billing cycle for accounts in good standing. Transactions with other establishments do not apply and we do not control how merchants are categorized. We do not evaluate whether merchants correctly identify and bill transactions; however, we do reserve the right to determine which transactions qualify for bonus rewards offers. The minimum cash reward redemption in a single transaction is $25.00 and the maximum is $1,000.00. Rewards expire three (3) years from the time they are earned. Allow up to two (2) billing cycles for bonus rewards to post to account.
- 20,000 bonus points valid only on Visa® Platinum Advantage Points Credit Card. Not valid on Visa® Business and Fixed Rate Credit Cards, card reissues, or multiple cardholders. Must meet all qualifications in initial sixty (60) days following date of card issuance to receive credit of 20,000 points: 1) aggregate purchases of at least $2,000, and 2) aggregate purchases must be made within the first sixty (60) days of card issuance; credits or returns to card within this timeframe will be deducted from aggregate amount. Cash advances and balance transfers don’t apply. Points will be applied to member’s point balance within 45 days of meeting stated qualifications.
Must be 18 or older to apply. All offers and rates are subject to change at any time. Rates and terms may vary based on creditworthiness of borrower and term of loan. Floor rates and restrictions apply. All loans subject to credit approval.