Debt Protection

Help your family prepare for the unexpected.

Protecting your loan balance or loan payments against death, disability, or involuntary unemployment could help safeguard your finances.1 Be ready for the future and include Debt Protection in your next Advia Loan, Line of Credit, or Visa Platinum credit card.2 Peace of mind is priceless!

  • Death Protection
  • Terminal Illness
  • Accidental Dismemberment
  • Hospitalization
  • Family Medical Leave
  • Disability
  • Involuntary Unemployment
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FAQs
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Compare your protection options.

Protect yourself and your family against the unexpected with one of the following Debt Protection Plans:1

 GoldSilverBronze

Death Benefit:

  • Death Protection
  • Terminal Illness
  • Accidental Dismemberment
  • Hospitalization
  • Family Medical Leave
✔✔✔

Disability

✔✔ 

 

Involuntary Unemployment

 

✔  

Add Debt Protection today.

Debt Protection is strongly recommended and can be added during the application process or within 180 days after signing for your Loan. Keep yourself and your family safeguarded against whatever life throws your way-- add Debt Protection to the following Loans or Lines of Credit:1

  • Auto Loan
  • RV Loan
  • Share/Certificate Loan
  • Credit Builder Loan
  • Advia Visa® Credit Card Products
  • Advanced Line of Credit

Debt Protection frequently asked questions.

Please review your Application, Disclosures, and Program Agreement for Debt Protection Plan provided with your loan to learn more about specific qualifications surrounding claim criteria. To seek guidance related to a potential claim, you may start your claim online.3

Depending on the plan selected, Debt Protection may cancel your loan balance or loan payments in the event of death, disability, involuntary unemployment, and more.

If you have experienced a qualifying life event, please start your claim online.3

Up to two (2) borrowers listed as Borrower or Co-Borrower on a loan may be protected in the case of a qualified life event that includes Debt Protection. Co-Signers, Guarantors, and Non-Borrower owners of collateral are not eligible. At the time the contract was signed, the borrower(s) must have been actively working for wages or profit for 24 hours or more per week. Please review your Application, Disclosures, and Program Agreement for Debt Protection Plan for complete details. Have additional questions about your coverage? You may start your claim online.1

View all the different loans that Debt Protection can be added to.1

You may cancel your Debt Protection at any time. Ready to cancel? Chat with a live agent, give us a call, or stop into your local branch.

Debt Protection can be added during the application process or within 180 days after signing for your loan. Ready to add? Chat with a live agent, give us a call, or stop into your local branch.1

  1. Not available on Lease Loans.
  2. Your purchase of Debt Protection with Death Benefit is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of Debt Protection. You may cancel the protection at any time. If you cancel protection within 30 days you will receive a full refund of any fee paid.
  3. If you are filing a claim for an event that occurred in 2021, please contact an Advia Representative at 844.238.4228 to initiate your claim.