Home Mortgage Loans
Whether you’re considering buying or building a new home, or refinancing one you already love, we offer the mortgage rates and advantages you’re looking for.
Are you ready to take the next steps to owning your own home?
Together with our partner Mortgage Center, our team of experts are always here to help you find the Home Mortgage solution that works best for you.
Conventional Mortgage Options
Whether you're purchasing your first home or your dream home, we have great options for you.
You Get
$1,200 Off
Closing Costs1
- Fixed or adjustable rates available
- Flexible terms
- Competitive interest rates
One-Time Home Construction Loan
Roll your mortgage and home construction into one loan with one monthly payment.
You Get Up To
$1,200 Off
Closing Costs1
- Only pay interest during construction
- Once complete, loan converts to a conventional mortgage automatically
Mortgage Refinance Options
Refinance your current mortgage for lower payments, faster payoff, or even access to cash equity.
You Get
$500 Off
Closing Costs2
- Fixed or adjustable rates available
- Flexible terms
- Low interest rates
Do you still have Home Mortgage questions?
- $1,200 Closing Cost promotion is on purchase transactions and saves you $1,200 off the current administration and underwriting fees on your closed home loan. Borrowers are responsible for any third-party costs including but not limited to: title, tax certificate, and appraisal. Application must be taken between April 1, 2025 and August 31, 2025. Mortgage amount must be between $40,000 and $806,500 to be eligible. Mortgage rates current as of 03/17/2025, and assume a detached, owner-occupied property with a loan to value ratio of 75% and a credit score of 780. A loan with a 30 year term and an amount of $225,000 at an interest rate of 6.5% and an APR of 6.633% has a payment of $1,422.15 with 0.0 points due at closing. Payment does not include property taxes/insurances; actual payment will be higher. Up to date rate information can be found at https://mortgagecenter.com/advia/rates/purchase.
- $500 Closing Cost promotion is on refinance transactions and saves you $700 off the current administration and underwriting fees on your closed home loan. Borrowers are responsible for any third-party costs including but not limited to: title, tax certificate, and appraisal. Application must be taken between April 1, 2025 and August 31, 2025. Mortgage amount must be between $40,000 and $806,500 to be eligible. Mortgage rates current as of 03/17/2025, and assume a detached, owner-occupied property with a loan to value ratio of 75% and a credit score of 780. A loan with a 30 year term and an amount of $225,000 at an interest rate of 6.5% and an APR of 6.633% has a payment of $1,422.15 with 0.0 points due at closing. Payment does not include property taxes/insurances; actual payment will be higher. Up to date rate information can be found at https://mortgagecenter.com/advia/refinance/loan-products.
Closing cost offers apply to Residential Conventional First Mortgages financed with Mortgage Center and excludes FHA, VA, Hobby Farm, Right Choice, Non-Warrantable Condo, PMI Saver, Home Equity Loans and Lines of Credit. This offer can only be used once in a 24-month time period. Offer may not be combined with any other promotion or discount. The promotion has no cash value. This offer is non-transferrable. Terms are subject to credit and mortgage approval. Other restrictions may apply.