How to make external transfers.
Log in to the Digital Banking app. From the menu click Transfers & Payments, then Add External Account.
Frequently Asked Questions
The funds are sent electronically through ACH which can take 2-3 business days to receive. Funds need to be available in your Advia account prior to any transfer request.
*Note: Funds are deposited into the account at the receiving financial institution before funds are pulled from your Advia account. Additionally, if you schedule a deposit from an external institution into your Advia account, funds will be deposited into your Advia account before being pulled from the external institution.
Once a member is set up on external transfers they will be allowed three (3) transfers per day, with a daily aggregate limit not to exceed $2,000.00.
A service through your online banking that allows you to transfer to and from another financial institution. In order for transfers to be processed, the same owners must be on both of the accounts with Advia and any financial institution funds are being transferred to or from.
- A member must meet the following criteria to have external transfers: The account cannot have any delinquencies (i.e. nothing over 15 days past due, no negative balances)
- The account must be open for 90 days or more (available immediately for members with any type of loan or line of credit)
- The account cannot have any specialty restrictions (i.e. Conservatorship, Guardianship, court restrictions, etc.)
Note: Funds are deposited into the account at the receiving financial institution before funds are pulled from your Advia account. Additionally, if you schedule a deposit from an external institution into your Advia account, funds will be deposited into your Advia account before being pulled from the external institution.