Ultimate Savings

When you open this high interest savings account, you can earn 3% Promo APY for 10 statement cycles.1 After that, earn tiered rates up to 1% APY.1 Maximize your savings with an Ultimate Savings account.

Ultimate Savings features you'll use:

  • 3% Promo APY for 10 statement cycles1
  • No extra qualifications
  • Unlimited withdrawals and deposits
  • Uncapped earnings
  • Interest paid monthly

Ultimate Savings benefits you'll love:

  • Low risk with funds Federally Insured by NCUA
  • Get 24/7 access to your funds
  • No monthly fees
  • No minimum opening balance

Current Ultimate Savings rates.

Account Type Promo Period APY* APY*
Ultimate Savings ($250,000 and above) 3.00% 1.00%
Ultimate Savings ($100,000 – $249,999) 3.00% 0.70%
Ultimate Savings ($500 – $99,999) 3.00% 0.35%
Ultimate Savings ($0 - $499) 3.00% 0.00%

Fund your Ultimate Savings with a larger deposit.

View our wire instructions for an easy, fast, and secure way to move money.

What will your Ultimate Savings account balance be worth?

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  1. Promotional Annual Percentage Yield locked in at time of account opening; available on new Ultimate Savings Accounts for first ten statement cycles only; no minimum opening balance, no minimum balance required to earn dividends during the promotional period. After the promotional period, a minimum $500 daily balance is required to earn dividends; the standard tiered rates will apply: $0-$499=0.00% APY, $500-$99,999=0.35% APY; $100,000-$249,999=0.70% APY; $250,000+=1.00% APY. No additional Advantage Plus Rewards rate incentives may be applied. Visit adviacu.org for more details. Annual Percentage Yield is accurate as of March 1, 2025, and subject to change at any time. Dividends will begin to accrue on the business day you place noncash items to your account. Dividends are calculated by the average daily balance method which applies a periodic rate to the average daily balance in the account for the period. The average daily balance is calculated by adding the balance in the account for each day of the period and dividing that figure by the number of days in the period. Federally Insured by NCUA.