Tax deductible
100% tax-deductible contributions (up to a legal limit).
Tax free
Interest earned is tax deferred. Use the earnings to pay for medical expenses, it's tax free.
Past health expenses
Pay for prior years qualified medical expenses as long as your HSA was established first.
No expiration
The funds in your HSA account don't expire.
- Annual Percentage Yield (APY) is accurate as of 03/01/2025.
- Dividends will be compounded and credited monthly based on daily average balance. For example, the beginning date of the first dividend period of the calendar year is January 1, and the ending date of such dividend period is January 31. All other dividend periods follow the same pattern of dates. The dividend declaration date is the last day of the dividend period and for the example above is January 31. If an account is closed before dividends are credited, accrued dividends will not be paid. Limited one per primary member. Not available for Business Accounts. Members are responsible for determining their qualifications for an HSA. Coverage type, self-only or family coverage, is determined by the member's health insurance plan. Members should consult with their insurance provider and qualified tax advisor with eligibility questions.