Facts: What does Advia Credit Union do with your personal information?
Why?
Financial companies choose how they share your personal information. Federal law gives
consumers the right to limit some but not all sharing. Federal law also requires us to tell you how
we collect, share, and protect your personal information. Please read this notice carefully to
understand what we do.
What?
The types of personal information we collect and share depend on the product or service you
have with us. This information can include:
- Social Security Number
- Transaction history, account balances and payment history
- Credit history and credit scores
When you are no longer our member, we continue to share your information as described in this notice.
How?
All financial companies need to share member/customers’ personal information to run their
everyday business. In the section below, we list the reasons financial companies can share their
customers’ personal information; the reasons the credit union chooses to share; and whether
you can limit this sharing.
| Reasons we can share personal information | Does Advia Credit Union (former NSCB) share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes – such as to process your transactions, maintain your accounts, respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
| For our marketing purposes – to offer our products and services to you | Yes | No |
| For joint marketing with other financial companies | No | We do not share |
| For our affiliates' everyday business purposes – information about your transactions and experiences | No | We do not share |
| For our affiliates' everyday business purposes – information about your creditworthiness | No | We do not share |
| For Non-affiliates to market to you | No | We do not share |
Privacy Notice:
Who we are
Who is providing this notice? Advia Credit Union (formerly NorthSide Community Bank or NSCB)
What we do
How does Advia Credit Union (former NSCB) protect my personal information?
To protect your personal information from unauthorized access and use,
we use security measures that comply with federal law. These measures
include computer safeguards and secured files and buildings.
How does Advia Credit Union (former NSCB) collect my personal information?
We collect your personal information, for example, when you
- Open an account or deposit money
- Pay your bills or apply for a loan
- Use your credit or debit card
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only
- Sharing for affiliates’ everyday business purposes – information about your creditworthiness
- Affiliates from using your information to market to you
- Sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing
What happens when I limit sharing for an account I
hold jointly with someone else?
Your choices will apply to everyone on your account.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial
and nonfinancial companies.
- Advia CU (former NSCB) does not share with affiliates
Non-affiliates
Companies not already related by common ownership or control. They can
be financial and nonfinancial companies (may vary regionally).
- Non-affiliates we share can include insurance companies
Joint marketing
A formal agreement between nonaffiliated financial companies that
together market financial products or services to you.
- Advia Credit Union (former NSCB) doesn’t jointly market
Other important information
Please contact us with questions or concerns at 847-244-5100