Debt Protection

What is Debt Protection? Debt protection is a financial service that helps cancel your loan balance or monthly payments if you experience major life events — such as death, disability, or involuntary unemployment. This optional coverage gives you and your family peace of mind by safeguarding your finances during unexpected hardships.

Contact Us to Add Make or Check a Claim

Benefits of Debt Protection

Adding debt protection to your Advia Loan, Line of Credit, or Visa® Platinum Credit Card means you’re ready for whatever life brings.

  • Protects your family from financial hardship if you’re unable to make loan payments1
  • Maintains your credit rating during unforeseen events2
  • Preserves your savings and assets
  • Offers peace of mind for you and your loved ones

Contact Us to Add Make or Check a Claim

Compare Debt Protection plans and events covered under each tier.

Choose the plan that fits your needs and budget. Each plan provides different levels of coverage:

Debt Protection Includes
Gold Tier
Silver Tier
Bronze Tier
Death Protection
Terminal Illness
Accidental Dismemberment
Hospitalization
Family Medical Leave
Disability
Involuntary Unemployment

Eligible loans for Debt Protection.

You can add debt protection during your loan application or within 180 days after signing. Eligible loans include:

  • Auto Loan
  • RV Loan
  • Share/Certificate Loan
  • Credit Builder Loan
  • Advia Visa® Credit Card Products
  • Advanced Line of Credit

You may cancel your Debt Protection at any time. Ready to cancel? <a href="/landing/chatwithava2">Chat with a live agent</a>, <a href="/about/contact-us">give us a call</a>, or <a href="/about/contact-us/branches-atms">stop into your local branch</a>.

Quick Question Icon

Not sure what Debt Protection coverage works for you? We’re here to help you decide.

Schedule Appointment
Give Us a Call
Find a Branch
  1. Not available on Lease Loans.
  2. Your purchase of Debt Protection with Death Benefit is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of Debt Protection. You may cancel the protection at any time. If you cancel protection within 30 days you will receive a full refund of any fee paid.
  3. If you are filing a claim for an event that occurred in 2021, please contact an Advia Representative at 844.238.4228 to initiate your claim.