Home Equity Options

Utilize your home’s valuable equity as a line of credit or one-time fixed term loan. Enjoy 24/7 access to those funds for home improvement projects, debt consolidation, family vacation plans — anything life demands.

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With the equity in your home you can turn dreams to reality.

Home Equity Line of Credit (HELOC)

Tap into up to 90% of your home’s value and easily access the funds 24/7 via Digital Banking ($500 minimum advance).

Limited Time
Intro
Rate

  • 10 year repayment term
  • Low variable rate
  • Revolving line of credit

Home Equity Fixed Rate Loan

Great for larger one-time purchases, debt consolidation, and home renovations.

Get a Low
Fixed
Rate

  • 5, 10, 15-year repayment terms1
  • $0 pre-payment or annual fees
  • Lump sum payout

Compare a Home Equity Line of Credit to a Home Equity Loan.

Home Equity Features Column 1
Home Equity Fixed Loan Apply Today!
Fixed Interest Rate
Fixed Loan Terms
Funds Accessible Via Debit Card
No Prepayment Penalty
Revolving Line of Credit
Variable Interest

Does a HELOC or Home Equity Loan work best for you?

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The loan calculator is an estimation tool to help the user understand what it may take to pay back a theoretical loan. Not all terms provided by or entered into the loan calculator may be offered by the Credit Union. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, collateral conditions, and other factors. The loan calculator estimates are not loan quotes. They may or may not be representative of your personal circumstances. The estimate is not a guarantee for a loan. Not all borrowers or loans will be eligible for the interest rates. Subject to credit approval.

Looking to consolidate debt with your home equity loan option?

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Not sure which home equity option works best for you?

Our team of Home Equity experts are here to help. Chat with us today or schedule an appointment in branch to discuss which Home Equity product is the best fit for your financial goals.

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  1. Estimated monthly payment for a $40,000 Home Equity Loan for the following terms and Annual Percentage Rates: 5 year 8.064% = $796.77; 10 year 8.845% = 493.27; 15 year 10.766% = 439.06. Offer and rates subject to change at any time. Rates and terms may vary based on creditworthiness of borrower and term of loan. Floor rates and restrictions apply. All loans subject to credit approval.