Our Story

Advia Credit Union's mission is to provide financial advantages. We look to proactively seek the quickest and easiest solutions available for members to maximize the financial value provided to them. Our name means something – we provide advice, we are member advocates, and we offer advantages. We do this via innovative financial solutions. Advia Credit Union became official on January 1, 2014, but our story began long before that.

Credit Unions are member-owned, not-for-profit financial cooperatives, designed to offer lower cost financial products and services. Our industry has flourished since the philosophy of "people helping people" was founded with the first credit union in 1908. The services we offer are similar to those provided by banks, but our business philosophy differs in that our shareholders (our members) are provided return in the forms of lower service charges, better rates on deposits and loans, and free access to convenient services.

Advia Credit Union is the result of a powerful partnership between two very healthy and thriving credit unions - formerly First Community Federal Credit Union (originated in 1938) and E & A Credit Union (originated in 1935).

Headquartered in Oshtemo, Michigan, our full-service branch locations and no-fee Alliance One and CO-OP Network ATM locations keep growing. Advia offers easy-access financial solutions to anyone living, working or attending school within the southern peninsula of Michigan as well as a growing number of counties in Wisconsin, and Illinois. Our credit union is chartered by the state of Michigan and deposits are federally insured up to $250,000 per depositor by the National Credit Union Administration.

We are governed by a volunteer Board of Directors made up of representatives from our field of membership. These individuals help guide and oversee our business operations to ensure that we fulfill our mission of providing lower cost and innovative financial services, and contribute to the sustainability of the communities where we live and work!

Our Core Values help to distinguish Advia from other financial institutions and illustrate our commitment to serving the ever changing financial needs of our members. We are here for you and will continue to look for new ways to provide real advantages in how you experience financial service!

Experience the advantage via innovative financial solutions.