Low-Rate Auto Loans
Take advantage of our low auto loan rates and enjoy lower monthly payments. Whether you're purchasing a new vehicle or refinancing your current auto loan, our competitive rates ensure you get the most for your money.
Get as low as 5.99% APR on your Auto Loan.*
Car shopping made simple.
The perfect vehicle is waiting for you! Customize a vehicle or search the inventories with our AutoSMART tool. Or find an exclusive Advia Dealer Partner near you. Car shopping has never been easier.
Be sure to get the most out of your low-rate Auto Loan.
Delivering peace of mind is crucial. That’s why we have multiple options available to protect your vehicle (and your wallet) against any unforeseen obstacles. Maximize your auto loan experience by taking advantage of these protections.
Mechanical Breakdown Protection
Powered by Route 66, it helps cover most repair costs which may not be covered by an extended warranty.3
Guaranteed Asset Protection
Adding GAP may reduce or eliminate the gap between what your vehicle insurance will pay and what you owe on your loan.
Debt Protection Options
Protecting your loan balance or loan payments against death, disability, or involuntary unemployment could help safeguard your finances.
Estimate the monthly payment on your low-rate Auto Loan.
The loan calculator is an estimation tool to help the user understand what it may take to pay back a theoretical loan. Not all terms provided by or entered into the loan calculator may be offered by the Credit Union. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, collateral conditions, and other factors. The loan calculator estimates are not loan quotes. They may or may not be representative of your personal circumstances. The estimate is not a guarantee for a loan. Not all borrowers or loans will be eligible for the interest rates. Subject to credit approval.
Do you have questions about getting a low-rate Auto Loan?
*Annual Percentage Rate – subject to market rate adjustments (see online rate sheet for details and search by zip code). Estimated monthly payment for $10,000 new vehicle loan for 66 months at 5.99% APR is $178.18. Cannot be combined with any other discounts. All rates and offers subject to change at any time. Rates and terms may vary based on creditworthiness of borrower and term of loan. Floor rates and restrictions apply. The Advantage Plus Personal Loan rate reduction will not apply beyond floor rate. All loans subject to approval.
- Interest begins to accrue at the time of disbursement.
- Advantage Plus Personal Loan rate reduction = 0.75% Annual Percentage Rate (APR) on personal loans only for the life of the loan; additional 0.25% APR discount if automatic monthly payments elected prior to first scheduled payment. Combined discounts may not go below floor rate at time of loan; offer excludes Home Equity Loans and Lines of Credit, Business/Commercial Loans, Mortgages, and Visa® Credit Cards. Eligibility of select discounts on loans may vary based on origin of loan. The current terms of the loan agreement established by a third-party platform must remain in effect for one (1) year. Combined discounts may not go below floor rate.
- Mechanical Breakdown Protection, powered by Route 66, is optional and will not affect your application for credit or the terms of any credit agreement you have with us. Certain eligibility requirements, conditions, and exclusions may apply.
Other restrictions may apply. All promotional offers and rates are subject to change at any time. All loans subject to credit approval.