3.75% APY Advantage Plus High Yield Savings Account

Elevate your savings with our best high yield savings account.

  • Earn 3.75% APY when you meet Advantage Plus Reward status (1% APY otherwise)1
  • $10,000 minimum balance to earn dividends
  • Unlimited withdrawals and deposits
  • Interest paid monthly
  • 24/7 Digital Banking access
  • Our highest paying savings account

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Advantage Plus Rewards - Get our best online savings account and more!

Celebrate your financial wins month after month.

  • 3.75% APY Advantage Plus High Yield Savings1
  • 5% APY on Checking2
  • Up to $10 Advantage Bucks Monthly3
  • Up to 1% APR Loan Rate Discount4
  • 0.25% APR CD Rate Premium5
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How much you could earn in one year with our 3.75% APY High Yield Savings with Advantage Plus Rewards.*

Earn $375

with a $10,000 deposit

Earn $1,875

with a $50,000 deposit

Earn $3,750

with a $100,000 deposit

Earn $9,375

with a $250,000 deposit

*Graphic is for illustrative purposes and may vary based on account. Example earnings based on stated deposit and interest, compounded monthly, remaining in account for one calendar year. Earnings have been rounded down to the nearest dollar amount.

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Annual Percentage Yield (APY) is accurate as of 10/1/2024. The dividend declaration date is the last day of the dividend period and for the examples above is 12/31/2023.

  1. APY of 3.75% to be paid on balances in Advantage Plus High Yield Savings when account activity meets qualifications as Advantage Plus and daily balance is $10,000 or above. Account activity that does not meet Advantage Plus qualifications will earn an APY of 1.00%. A minimum $10,000 daily balance is required to earn dividends. No minimum balance to open. Rates subject to change at any time. See Advantage Plus Rewards page for qualifications.
  2. APY to be paid on balances held in Regular and Assurance Checking when account activity meets qualifications as Advantage Plus $500 up to $5,000. Balances above $5,000 will earn our non-promotional stated rate with no maximum balance applicable. Dividend rate premium not eligible on balances held in Money Market Checking. Members may hold multiple Checking shares, however, promotional rate will be paid on first Regular or Assurance Checking share ID only. See Advantage Plus Rewards page for qualifications.
  3. A credit for the amount of service charges incurred, up to $10, will be applied to member’s share account following month-end processing for months in which member qualifies as Advantage Plus Rewards status. The following service charges are eligible for credit: CU Service Center transactions, paper statement, Advia check orders, non-Advia ATM transactions, and overdraft transfer fees from shares or lines of credit. Advantage Bucks do not carry over to the next month.
  4. Advantage Plus Personal Loan rate reduction = 0.75% Annual Percentage Rate (APR) on personal loans only for the life of the loan; additional 0.25% APR discount if automatic monthly payments elected prior to first scheduled payment. Combined discounts may not go below floor rate at time of loan; offer excludes Home Equity Loans and Lines of Credit, Business/Commercial Loans, Mortgages, and Visa® Credit Cards.
  5. Advantage Plus CD Rate Premium = 0.25% APR on new CDs (excluding EZ Saver CDs); will be applied for the full term of the CD held. Early CD withdrawal penalties may apply. See Certificate of Deposit for details.

Restrictions apply. All offers and rates subject to change at anytime. All loans subject to approval.