Retirement Account

Retirement Account (IRA) Certificates of Deposit (CD) Rates (also available as Roth type)

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Account Type Dividend Rate (interest) Base APY* Advantage Plus Rewards APY**
IRA CD 60-Month
2.716% 2.75% 3.01%
IRA CD 56-Month Promo***
2.960% 3.00% 3.26%
IRA CD 48-Month
2.716% 2.75% 3.01%
IRA CD 36-Month
2.472% 2.50% 2.75%
IRA CD 24-Month
1.982% 2.00% 2.25%
IRA CD 14-Month Promo***
4.410% 4.50% 4.76%
IRA CD 12-Month
1.736% 1.75% 2.00%

IRA CD 7-Month Promo***

3.929% 4.00%

4.26%

IRA CD 6-Month
1.490% 1.50% 1.75%
IRA CD 3-Month
1.292% 1.30% 1.55%
*Annual Percentage Yield (APY) is accurate as of 11/21/2024 and is based on an assumption that dividends will remain in that account until maturity. A withdrawal will reduce earnings. Subject to penalty for early withdrawal. $500 minimum balance.
**Advantage Plus CD Rate Premium = 0.25% APR on new CDs (excluding EZ Saver CDs); will be applied for the full term of the CD held. See certificate for details. All rates and promotional offers associated with Advantage Plus are subject to change at any time. See Advantage Plus Rewards page for qualifications.
*** Promotional rate effective 11/21/2024, and is subject to change at any time. 7, 14, and 56-month promo rate terms to revert to non-promo 6, 12, and 60-month terms respectfully upon maturity. See certificate for details.