Why bank with Advia Credit Union?

Advia Credit Union has served members in Michigan, Wisconsin, and Illinois since 1935. As a not-for-profit, member-owned credit union, we return earnings to members through lower loan rates, higher savings rates, and fewer fees instead of paying outside shareholders. With 35+ branches across three states and full Digital Banking access, you get local service backed by nationwide convenience.

Put your future plans in motion.

4.51% APY 7-Month Promo CD with Advantage Plus Rewards.

Annual percentage yield accurate as of 6/16/2026.

From "someday" dream to "right now" reality.

Get 0.25% off your Mortgage rate or save up to $800.

Home Equity Line of Credit as low as 4.95% intro APR for 12 months.

Then variable rates as low as 6.25% APR.

Solutions for your everyday financial needs.

From a credit union checking account with no hidden fees to flexible lending options, our personal banking products are designed to help you achieve your financial goals. Whether you're saving for the future or borrowing for life's big moments, Advia makes it easy — all in one place.

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Regular Checking Account

No monthly maintenance fee, no minimum balance requirement, and rewards through Advantage Plus. Made for everyday banking.

Simplify Daily Banking >

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Regular Certificate of Deposit (CD)

Terms from 3 to 60 months with a $500 minimum deposit and a guaranteed fixed rate. See current rates for all terms.

Build Savings Securely >

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Low-Rate Vehicle Loans

Get low fixed rates for cars, boats, and RVs, with terms up to 88 months.

Get on the Road >

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Home Equity Line of Credit (HELOC)

Access funds for home improvements or debt consolidation with guidance from our team.

Unlock Potential >

Credit union commercial banking solutions to help your business grow.

Advia supports businesses across Michigan, Wisconsin, and Illinois with tailored financial products and expert guidance. Benefit from competitive-rate business CDs, flexible loans, and convenient credit card solutions. Plus personalized service to help your business grow and succeed.

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Business Certificate of Deposit (CD)

High-yield options for reserves without risking liquidity.

Grow Business Funds >

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Business Money Market Savings

Keep funds available while earning competitive returns for your operations.

Balance Access & Earnings >

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Commercial Lending

Customized loans for real estate, equipment, or capital to help your business thrive.

Fuel Your Expansion >

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Business Visa® Credit Card

Track spending and build credit with tools designed for small business owners.

Streamline Expenses >

Find out how Advia can help your business succeed. Explore commercial banking solutions or contact our team.

Advia in the community.

Community banking means more than financial services. It means giving back. Advia Credit Union proudly supports local initiatives and encourages employees and members to strengthen the communities we serve throughout the Great Lakes region.

  • Community partnerships and charitable giving
  • Volunteer programs and local events

Explore a career with Advia Credit Union.

Join a team dedicated to innovation and community support.
Check out our open roles in Michigan, Wisconsin, and Illinois.

Stay updated with the latest news and financial tips.

Explore our latest news, financial tips, and security advice to help you make informed decisions and protect your finances.

Financial Tips & Tools

Access advice and articles to improve your financial well-being.

Community Newsletter

Get updates on events, news, and member stories.

Press Releases

Stay up-to-date with the latest Advia news.

Open your account online today.

Join Advia Credit Union today!

SJoin Advia Credit Union — member-owned since 1935. Open your account online in minutes and start enjoying low-rate loans, high-yield savings, and Digital Banking wherever you are.